Personal credit repair and credit building, from a team with over 10 years of experience. We don't believe in one-size-fits-all. Every plan is tailored to your specific credit situation, so you understand your credit, not just get a fixed number.
Pick the level of support you need
Essential
Core credit repair to start correcting inaccurate items on your report.
Advanced
More aggressive disputes and monitoring for faster-moving credit goals.
Premium
Full-service support for complex credit files and larger financial goals.
Credit Sweep
Starting at $2,500A comprehensive push to dispute and remove negative items across all three credit bureaus at once.
Advanced Public Record Removal
Starting at $2,500Specialized handling for liens, judgments, and other public record items affecting your credit.
Credit Monitoring
Starting at $24.97/moOngoing tracking of your credit report so you catch changes and new items as they happen.
Start monitoring your credit today for $1
Get Started for $1$1 for your first 7 days, then $24.97/month.
Everything ScoreMend covers
- Personal credit repair
- Credit restoration
- Credit education
- Credit monitoring
- Credit sweep services
- Tradeline solutions
- Public record assistance
- Funding readiness
A Partnership Built for Credit
ScoreMend, LLC is co-owned by Exquisite Consulting Services, operating as a dedicated credit repair partnership.
Frequently asked questions
How long does credit repair take?
It depends on what's on your report and how the bureaus respond to disputes. Some items get resolved in a single cycle, others take longer. We'll keep you updated on progress throughout.
Will checking my credit hurt my score?
No. Reviewing your own credit report is a "soft inquiry" and doesn't affect your score, no matter how often you check it.
What's the difference between Essential, Advanced, and Premium?
Essential covers core credit repair to start correcting inaccurate items. Advanced adds more aggressive disputes and monitoring for faster-moving goals. Premium is full-service support built for complex credit files and larger financial goals. Not sure which fits? Start with the free consultation and we'll help you decide.
Can you guarantee my score will go up?
No credit repair company can honestly guarantee specific results. Outcomes depend on what's actually in your report and how creditors and bureaus respond. What we can guarantee is that we'll dispute inaccurate, outdated, or unverifiable items on your behalf and keep you informed the whole way.
What can be disputed on my credit report?
Inaccurate, outdated, incomplete, or unverifiable items: things like incorrect balances, accounts that aren't yours, late payments that were actually on time, and outdated public records.
What are tradeline solutions?
Authorized user tradelines let you benefit from an established, positive credit account added to your report, a way to strengthen your credit profile alongside dispute-based repair. We can walk you through whether this fits your situation.
Is credit repair legal?
Yes. Disputing inaccurate information on your credit report is a right guaranteed under the Fair Credit Reporting Act. It's how the system is designed to work.